For sale

85 Cedar Bay Rd

Union Hall, VA 24176 · Cedar Bay

$1,695,000

  • 8beds
  • 5.5baths
  • 6,596sq ft
  • 1.3acres
  • 2011built

Listed by Berkshire Hathaway Homeservices Smith Mountain Lake Real Estate

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About this home.

Peaceful. Private. Effortless lake living. If your vision of Smith Mountain Lake includes quiet mornings on the water, afternoons on the dock, and evenings spent under the stars, this exceptional waterfront retreat deserves a closer look.

Tucked into a quiet, no-wake cove, this beautifully maintained home offers a peaceful setting for enjoying the lake without sacrificing one of the most important features of waterfront ownership: easy, dependable access to the water. A wonderful place to swim, relax, entertain, or simply sit by the water--and when you're ready to go boating, you can launch your boat easily.

Inside, the home offers generous living space across three levels, with a comfortable layout designed for both everyday living and entertaining. A spacious, fully equiped kitchen creates a natural gathering place, while soaring cathedral ceilings and beautiful cherry hardwoods and tigerwood flooring add warmth and character throughout.

Meticulously maintained as a second home, the property feels fresh, cared for, and ready to enjoy. Offered fully furnished--including linens, kitchenware, and décor with only a few personal exclusions--this is truly an easy transition to lake life.

Recent improvements provide additional peace of mind, including a 2025 whole-house generator, brand-new HVAC, separate heat pumps for each level, gutter guards and driveway just sealed.

No homeowners association.

Come for the lake. Stay for the peace and quiet.

Facts and features.

The home

Type
House (Single Family Residence)
Style
Contemporary
Bathrooms
5 full, 1 half

Inside

Basement
Full
Finished basement
2,698 sq ft
Fireplaces
1
Flooring
Tile, Wood
Appliances
Microwave Oven (Built In), Dryer, Washer, Dishwasher, Electric Range, Refrigerator
Interior features
Walk-In Closet(s), Ceiling Fan(s), Cathedral Ceiling(s), Storage

Outside and lot

View
lake
Lot setting
Level, Gentle Sloping
Water
Cove
Zoning
A-1

Utilities

Heating
Heat Pump Electric
Cooling
Heat Pump Electric
Water source
Private Well

Community

Subdivision
Cedar Bay
HOA dues
None
County
Franklin County

The listing

Source
Roanoke Valley Association of REALTORS® MLS #931915

Price and status history.

43

days on market

DateEventPrice
Oct 1, 2026Listed for sale$1,695,000

Price per square foot

This home$257
Union Hall house median$323

Asking price per finished square foot, compared with the median of 28 houses sold in Union Hall in the last 12 months. 20% below the median.

Location.

85 Cedar Bay Rd, Union Hall, VA 24176

Estimate a monthly payment.

Every number below is yours to change. The interest rate is an example, not a quote.

$9,295/mo

Principal and interest
$8,571
Property tax
$625
Home insurance
$100
HOA dues
None listed

Loan amount $1,356,000

Example rate only. Change it to the rate a lender offers you.

From the listing. Taxes can change after a sale.

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An estimate for planning only. It is not a loan offer or a rate quote, and it leaves out mortgage insurance and closing costs. A lender can give you exact numbers.

Listing information

Listing courtesy of Berkshire Hathaway Homeservices Smith Mountain Lake Real Estate.

Displayed by GRAVITY Real Estate Group.

Information last updated .

Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed and should be independently verified. Listings are courtesy of the listing brokerage shown with each property.

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