For sale

414 Mallard Cove Rd

Moneta, VA 24121 · Mallard Cove Estates

$449,000, Reduced $40,321

  • 3beds
  • 2baths
  • 1,728sq ft
  • 1.2acres
  • 1999built

Listed by Lake Retreat Properties Inc.

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About this home.

Price improvement! Wake up each morning to peaceful water views and the quiet comfort of single-level living in the inviting Mallard Cove Estates. This is a true water-access home--offering the lake lifestyle without paying the waterfront price. Updates since 2025 include upgraded kitchen cabinetry, an elegant LED-lit backsplash, refreshed ceiling fans, a fully serviced septic system with riser, HVAC cleaning, new crawlspace lighting, generator back-feed wiring, epoxy-mortar sidewalks, professionally reseeded grounds, and many more improvements too numerous to list. Every detail has been handled so you can simply settle in and enjoy the ease of lakeside living. Set on 1.24 acres of lush, usable land, the property feels like your own private retreat. Evenings are made for unwinding under the freshly painted, electricity-equipped gazebo/pavilion on its solid concrete slab--perfect for outdoor dinners, morning coffee, or gathering with friends. The garden shed and wooded backdrop add charm and privacy, creating a sense of space that feels both expansive and intimate.

Just a short stroll down the road, the lake becomes an extension of your backyard. Launch a boat from the community ramp, spend the afternoon at the day docks, or enjoy a picnic by the water. Whether you're seeking quiet weekends, memorable summers, or a year-round escape, this home offers a lifestyle centered around ease, nature, and the simple joy of being near the lake.

Facts and features.

The home

Type
House (Single Family Residence)
Style
Ranch

Inside

Basement
Crawl Space
Fireplaces
1
Flooring
Tile, Wood
Appliances
Microwave Oven (Built In), Dryer, Washer, Dishwasher, Electric Range

Outside and lot

Outdoor features
Garden Space
View
lake
Lot setting
Gentle Sloping, Views
Zoning
A1

Utilities

Heating
Heat Pump Electric
Cooling
Heat Pump Electric
Water source
Private Well

Community

Subdivision
Mallard Cove Estates
HOA dues
$200 annually
Community features
Marina Access
County
Franklin County

The listing

Source
Roanoke Valley Association of REALTORS® MLS #927007

Price and status history.

199

days on market

DateEventPrice
Apr 28, 2026Listed for sale$489,321

Price per square foot

This home$260
Moneta house median$276

Asking price per finished square foot, compared with the median of 184 houses sold in Moneta in the last 12 months. 6% below the median.

Location.

414 Mallard Cove Rd, Moneta, VA 24121

Estimate a monthly payment.

Every number below is yours to change. The interest rate is an example, not a quote.

$2,515/mo

Principal and interest
$2,270
Property tax
$128
Home insurance
$100
HOA dues
$17

Loan amount $359,200

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From the listing. Taxes can change after a sale.

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From the listing.

An estimate for planning only. It is not a loan offer or a rate quote, and it leaves out mortgage insurance and closing costs. A lender can give you exact numbers.

Listing information

Listing courtesy of Lake Retreat Properties Inc.

Displayed by GRAVITY Real Estate Group.

Information last updated .

Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed and should be independently verified. Listings are courtesy of the listing brokerage shown with each property.

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